Selecting A Knowledgeable Insurance Agent

11.02.2010 | Author: NReed | Posted in Life Insurance

The majority of life insurance disregard major framework of selecting a qualified insurance agent . A common assumption is that any financial professional is well qualified to consult and sell life insurance, and this is more often not the case.

There are certified financial planners, retirement planners, health and life insurance professionals and investment professionals who specialize as estate planners. Almost all of these professionals at some point in their careers license for specific life insurance products in the states that they represent clients. However there is a distinction that separates them all and that is what type of core business that they write for. In this case you would need to focus on the agent that sells solely Life and Health insurance, because his primary business is just these two product spheres and he or she is has no other profit motive to sell you parallel financial products as would the estate planner and the retirement planner. There usually exists a conflict of interest also if the insurance professional is not an independent agent; an independent agent represents many insurance companies, he is not a

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